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All quotes are tentative, non-binding and subject to change after complete underwriting. By submitting a quote request you acknowledge and agree that this is neither an offer to insure nor a guarantee of insurance. No insurance coverage shall be construed as bound, in force, applied for or assumed as a result of submission of information. The final decision to issue a policy lies with the insurance company. All quotes subject to change without notice by the insurance company.

Life Solutions does not provide legal or tax advice. Laws of specific states or laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information.

Life Solutions makes no warranties with regard to the information or results obtained by the use of this web site, and disclaims any liability arising out of any persons use of, or reliance on, the information contained in this site. Always consult with a financial advisor such as a Chartered Life Underwriter (CLU) or a Chartered Financial Consultant (ChFC) before making any investment or product decisions.

Products not available in all states. Product provisions and features may vary from state to state. The agents of Life Solutions, Inc. are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please call or e-mail.

* The Prospectus for the variable product contains more complete information including all insurance fees and charges. The Prospectus for each portfolio offered with the variable products also includes more complete information on these investment companies. All investors are advised to consider the investment objectives, risks, and charges and expenses of the investment companies carefully before investing. The Prospectus contains this and other information about the investment companies. You should read the Prospectus carefully before investing. To obtain a free Prospectus for the variable product and any underlying portfolios, contact us. Variable Products and the underlying portfolios are securities products. Investment returns and unit values will fluctuate, and when redeemed may be worth more or less than their original cost. Variable Products are suitable for long-term investing, such as retirement investing. Variable Products are:

  • Not nsured by FDIC or any other agency of the United States or the depository institution
  • Not a deposit or other obligation of the depository institution and is not guaranteed by the depository institution
  • Subject to investment risks, including possible loss of value



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Life Solutions is a proud supporter of the National Association of Conservative Life Underwriters.



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